01Collect
Payment acceptance
Accept card, contactless, QR and online payments through one connected payment flow.
Connected to the same ledger
Products•One connected platform
Everything your
money needs.
Payments, wallet, currency, payouts and cards — connected in one platform, with one place to see what your money is doing.
DigitPay
Money flow
Connected balanceConnected
SGD 12,480.00
Collect
Hold
Convert
Settle
Payment acceptance
Card · QR · Online
Business wallet
Multi-currency balances
Foreign exchange
Clear recorded rates
Global payouts
Supplier & contractor payments
One connected platform
Everything works from the same money flow.
Payments, balances, currency conversion, payouts and cards work together, so your team can see what happened, where the money is, and what happens next.
02Hold
Business wallet
Hold and manage multiple currencies in one connected balance, with a clear view of your position.
Connected to the same ledger
03Convert
Foreign exchange
Convert currencies where your money already sits, with the rate recorded on the transaction.
Connected to the same ledger
04Settle
Global payouts
Send supplier and contractor payments through one connected payout flow with predictable settlement.
Connected to the same ledger
One platform. Four connected stages. One view of your money.
Connected
Payment acceptance
One payment flow
Connected
Card
In-store
Contactless
Tap to pay
QR
Scan & pay
Online
Digital checkout
Payment
Payment received
Ledger
Sale recorded
Every payment follows the same record.
01 · Collect
Accept payments without splitting the record.
Card, contactless, QR and online payments through one acquiring relationship on Adyen payment rails, reported as one record rather than one per channel.
One acquiring relationship
Different payment channels feed into one connected record, making the payment easier to trace through the rest of the money flow.
Card and contactless payments
QR and online payments
One connected payment record
Payment acceptance is performed on Adyen payment rails by the licensed provider.
D
DigitPOS
Main outlet
Live
Current sale
#10482
Iced Latte
Qty 2
Chicken Rice
Qty 1
Mineral Water
Qty 2
TotalSGD 34.50
Card payment
Payment accepted
Sale record
OutletMain
StaffCashier 04
Table08
TaxIncluded
DiscountNone
Ledger
Record connected
Sale and payment stay connected.
Recorded02 · DigitPOS
Your sale starts in the same ledger.
DigitPOS records the sale as it happens and keeps the payment that settles it matched to that sale at the counter, so nothing has to be matched later.
One sale. One record.
Line items, tender, outlet, staff, table, tax, discounts and voids are recorded into the same ledger as every other channel.
Line items
Payment tender
Outlet & staff
Table & tax
Discounts
Voids
Runs on standard Windows and iOS devices that the merchant buys and owns, with DigitPay advising on what fits the setup.
The POS records the sale; card payments are accepted on Adyen payment rails.
03 · Hold
Keep your balances where you can see them.
Hold balances in more than one currency without opening an account for each one. See the position before you need it, instead of reconstructing it at month end.
One multi-currency wallet
Your balances sit on Airwallex payment rails while DigitPay gives you one connected view of the position.
Multiple currencies in one wallet
Clear balance visibility
No separate account for every currency
Business wallet
Connected balances
Live
Total position
3 currencies
Wallet positionVisible
SGD
SGD
Singapore dollar
24,820.50
MYR
MYR
Malaysian ringgit
18,460.20
USD
USD
US dollar
6,240.80
Position shown before it is needed.
Multi-currency balances are held on Airwallex payment rails. DigitPay displays the position in one connected view.
Foreign exchange
Convert where money sits
From
SGD
10,000
To
MYR
34,720
Quoted rate
1 SGD = 3.472 MYR
Transaction
Conversion recorded
Amount leavingMYR 34,720
04 · Convert
Change currency without leaving the system.
Convert on Airwallex payment rails, where the money already sits, with the rate recorded on the line so the figure that leaves matches the figure you were quoted.
The rate stays with the transaction
The quoted conversion rate is recorded alongside the transaction, keeping the amount leaving the system aligned with the amount you were shown.
Convert where the balance already sits
Quoted rate recorded on the transaction
Clear amount before the money moves
Currency conversion is performed on Airwallex payment rails by the licensed provider.
05 · Settle
Money lands on one settlement rule.
Supplier and contractor payments out on Airwallex payment rails, on the same T+1 rule that brings money in. One timing to plan against, in both markets.
One timing to plan against
The same T+1 settlement rule applies to money coming in and payments going out, giving the business one timing model to work with.
Supplier and contractor payouts
Airwallex payment rails
T+1 settlement timing
Payouts are performed on Airwallex payment rails by the licensed provider.
Global payouts
Settlement flow
Connected
01
Payment received
CompleteFunds enter the connected flow.
02
Funds held
CompleteBalance remains visible.
03
Payout scheduled
ScheduledSupplier payment is prepared.
04
Settlement
T+1Funds land on the T+1 rule.
Settlement rule
T+1
Same rule across both marketsSingapore · Malaysia
One timing to plan against, in both markets.
06 · Cards
Spend from the balance you already hold.
Corporate Visa cards issued on Airwallex rails, with spending against the balance already held and transactions coded back to revenue.
Connected to the existing balance
Card spending works from the balance already held, keeping the card activity connected to the wider money flow.
Corporate Visa cards
Spend against held balances
Transactions coded back to revenue
Cards are issued on Airwallex rails by the licensed provider.
Corporate cards
Business spending
Active
DigitPay
Business Card
•••• •••• •••• 4821
Card holder
Business Operations
VISA
Available balance
SGD 24,820.50
Recent spending
TodayHarbour View Hotel
Travel
Office Supplies
Operations
Digital Services
Software
Accounting
Transactions coded back to revenue
Is this your month end?
Bring payments, settlement and cash visibility into one connected flow.
01
Still matching transactions across systems at month end?
02
Chasing separate numbers from delivery platforms?
03
Waiting days to know your actual cash position?
Book a Demo
See how DigitPay can simplify your operations.