01
Collect
Money arrives.
Card
QR
eWallet
Bank
Payments arrive from the channels your business already uses.
Payment added+ SGD 248.00
Available in your DigitPay position→
Incoming paymentReconciled
Singapore•SGD•Secure payments
Payments,
settlement,
currency, cards.
One platform, one ledger, one place your money makes sense.
Secure
Connected payments
Fast
Real-time processing
Global
Multi-currency
Payment received
Just now
SGD 248.00
The Four Stops
Follow the money from arrival to settlement.
Every payment follows the same path through DigitPay.
02
Hold
See where your money is.
Available balance
SGD 12,780.00
Available
Recent activityView all
↓+ SGD 248.00
Payment received
Today, 10:42 AM
↓+ SGD 780.00
Payment received
Today, 09:15 AM
↑− SGD 120.00
Payout
Yesterday, 4:20 PM
Keep balances visible in the currency they arrived in, without losing sight of the running position.
Balance visible
Funds remain visible in the currency received.
Account stateAvailable
03
Convert
One rate, shown before it applies.
From
SGD10,000.00
↕
To
MYR3,100.00
1 SGD = 0.31 MYR
Rate shown before conversion
See the rate and landed amount together before the conversion is applied.
✓Quoted before conversion
The displayed rate and landed amount stay together.
Conversion stateReady
04
Settle
T+1. Every time.
Amount to settle
SGD 12,780.00
Settlement dateTomorrow
Settlement cycleT+1
Today
Payment received
T+1
Settlement
Funds settle to your bank account the next business day, consistently and reliably.
Next settlementT+1
Scheduled for the next business day
Settlement stateScheduled
The seams cost you a day a week
Six relationships become one.
Existing payments, POS, currency, payouts, cards and reporting often sit across separate systems. DigitPay brings the same jobs into one place.
Today
Six providers. Multiple hand-offs.
Your money moves between systems, with gaps and manual work in between.
Payments
separatePOS
separateCurrency
separatePayouts
separateCards
separateSpreadsheet
separateManual hand-off
Delays
Data mismatch
→
With DigitPay
One platform. One continuous loop.
Collect, hold, convert and settle in one connected system.
01
Collect
02
Hold
03
Convert
04
Settle
DigitPay
One platform
One ledger. One place your money makes sense.
Collect
Connected
Hold
Connected
Convert
Connected
Settle
Connected
One ledgerEverything in one place
Follow one payment
Follow one payment.
A customer pays at one outlet. The payment moves through every stage. The same amount and reference stay with it all the way down.
Payment journey
Same amount. Same reference. One connected flow.
Reference
DP-SG-7F29A8C1
Amount
SGD 248.00
09:41:02
PAYMENT_RECEIVEDPayment received
Customer payment received at merchant outlet.
SGD 248.00
09:41:03
PAYMENT_RECONCILEDPayment matched
Payment matched to transaction.
SGD 248.00
09:41:05
FUNDS_HELDFunds held
Funds available in DigitPay ledger.
SGD 248.00
09:41:07
SETTLEMENT_SCHEDULEDSettlement scheduled
Scheduled for bank settlement (T+1).
SGD 248.00
Settlement
One settlement rule.
Domestic or global, card or platform, Singapore or Malaysia. Funds settle next day.
Domestic
Global
Card
Platform
Settlement rule
T+1
Funds settle
Next business day
SGD
Payment received
Today
Processing
Today
✓
Reconciled
End of day
Funds in your bank
Next business day
✓
One clear settlement rule from payment to bank.
T+1Coverage
Two markets,
one platform.
Same product, same settlement rule, same support model in Singapore and Malaysia. Local entities, local payment methods, local currency.
SG
Singapore
SGD
ENTITY
Local
PAYMENTS
Local
CURRENCY
SGD
Singapore
View details →DigitPay
One platform
Shared rule
T+1
Settlement across both markets
Connected
MY
Malaysia
MYR
ENTITY
Local
PAYMENTS
Local
CURRENCY
MYR
Malaysia
View details →Same product
A consistent experience
Same settlement rule
Funds settle next day
Same support model
Local teams in both markets
Proof
Built for real money movement.
Live across Singapore and Malaysia, with the infrastructure and integrations behind the money made visible.
Outlets live
350+
Business outlets currently live on the platform.
Processing volume / month
≈ SGD 9m
As of September 2026.
Markets
SG + MY
One platform across two markets.
Settlement
T+1
Funds settle the next business day.
In the real world
From the counter to the wider business.
DigitPay is designed around the environments where businesses actually collect, manage and settle money.
Payments
Money starts at the counter.
A real-world payment interaction at a modern business.
Business
The business sees the picture.
Payments and operations become part of the same workflow.
Markets
Built across two markets.
The same platform operating across Singapore and Malaysia.
Infrastructure
Infrastructure businesses already know.
Established infrastructure supports the regulated parts of the money journey.
Acquiring
Payment acceptance infrastructure
Money movement
Currency, payouts, wallets and card issuing
Integrations
Reviews
Trusted by businesses across the region.
Real experiences from businesses using DigitPay.
Customer Name
Business Name
★★★★★
5.0“Simple to manage our payments and settlements.”
Customer Name
Business Name
★★★★★
5.0“Everything is much easier to track now.”
Customer Name
Business Name
★★★★★
5.0“Fast, reliable and very easy to use.”
Is this your month end?
Bring payments, settlement and cash visibility into one connected flow.
01
Still matching transactions across systems at month end?
02
Chasing separate numbers from delivery platforms?
03
Waiting days to know your actual cash position?
Book a Demo
See how DigitPay can simplify your operations.